Tips for Safe Online Banking

Of all the questions that have been asked about online banking, the most common question would be, "Is online banking safe?” here are some tips to make your online banking safe:

• Never make any online banking transactions in public terminals like Internet cafes.
• The risk of interception when using a wireless connection is much higher – make sure you are aware of this. Do only if you are absolutely certain of the security of the connection.
• Make sure that your spy-ware and anti-virus programs are updated and it is wise to perform regular system scans.
• Never access a banking site through a link. Instead, type out the address into the browser bar or you can save the address in your favorites
• Never open any other sites when you are logged into an online banking site. Make sure that there is only one window open.
• Choose your user ID and password carefully – it shouldn’t be easy for others to guess. Change your password regularly.
• Update your computer software regularly.
• Once you are done with your Internet banking, make sure you log out and close the browser window.
• Never give you password on the Internet (through emails) or over the phone to anyone.
• Unless the bank in question verifies it, don’t ever trust a PDF payment proof, as these types of documents can easily be manipulated by frauds.

However, if you do run into any trouble with any of the online features of your account, you can go to the bank for help and will get an immediate response for it. Most banks completely separate their online services from their person-to-person customer servicing, ensuring that you will call their Internet-banking support team.